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Terms of Service

Effective Date: September 5, 2025
Last Updated: September 5, 2025

Welcome to Smallcap (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your access to and use of our website, applications, and services (collectively, the “Service”). By accessing or using the Service, you agree to these Terms. If you do not agree, you must not use the Service.

1. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use our Service.

2. Use of the Service

  • You agree to use the Service only for lawful purposes and in compliance with these Terms.
  • You must not attempt to gain unauthorized access, interfere with, or disrupt the Service.
  • You are responsible for maintaining the confidentiality of your account and password.

3. No Investment or Financial Advice

The Service is provided for informational and research purposes only. Nothing on the platform constitutes or should be construed as investment, trading, legal, tax, or financial advice. We are not registered investment advisors or broker-dealers. You are solely responsible for your own investment decisions.

4. Data Accuracy Disclaimer

While we strive to provide accurate and up-to-date data, we do not guarantee the accuracy, completeness, or reliability of any information presented. Data may be delayed, incomplete, or contain errors. You acknowledge that you use the information at your own risk.

5. Subscriptions and Payments

Certain features of the Service may require a paid subscription. Payments are processed by third-party providers (e.g., Stripe). All fees are non-refundable except as required by law. We reserve the right to modify pricing or subscription features at any time with reasonable notice.

6. Intellectual Property

The Service, including its design, features, and content, is owned by or licensed to us. You may not reproduce, distribute, or create derivative works without prior written consent.

7. Limitation of Liability

To the maximum extent permitted by law:

  • We disclaim all warranties, express or implied, regarding the Service.
  • We are not liable for any loss, damage, or expenses arising from your use of or reliance on the Service.
  • We are not responsible for trading losses or decisions made using information from the Service.

8. Indemnification

You agree to indemnify and hold harmless Smallcap and its affiliates from any claims, damages, or liabilities arising out of your use of the Service or violation of these Terms.

9. Termination

We may suspend or terminate your access to the Service at any time, without notice, for conduct that violates these Terms or is harmful to other users or us.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Ohio, without regard to conflict of laws principles.

11. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with the updated effective date. Continued use of the Service after changes are posted constitutes your acceptance of the revised Terms.

12. Contact Us

If you have any questions about these Terms, please contact us at:

support@smallcap.io